Built for PSPs, acquirers and embedded-payments platforms
AI-native operations
for payment providers.
We map every merchant-facing and back-office workflow — onboarding, KYC, dispute ops, chargeback ML, reconciliation, fraud — and design AI processes that live inside your existing rails.
Operating partner to PSPs across the EU and LATAM
- Trentpay
- Northridge
- Quanta
- Halcyon Pay
- Ledgerline
How we work with you
AI processes that live inside your operation.
Department by department
We sit with each function and redesign the work around AI agents that take real load off your people.
Learn more- Sales — prospecting & RevOps copilots
- Operations — agents across procurement & support
- Finance — close acceleration, FP&A copilots
- People — sourcing, screening, onboarding
What an engagement looks like
Quiet rigor, measured outcomes.
PSP capabilities
Six AI overlays tuned
for payment operations.
Merchant KYC / KYB
Document-grade onboarding agent that pulls registries, screens UBOs and turns 4-day reviews into 40 minutes.
Dispute & chargeback ops
Agent drafts evidence packs, scores win-probability per case, routes to disputes team only when humans add value.
Fraud & risk overlay
Real-time scoring tuned per-merchant — catches abnormal volume, BIN stuffing, friendly fraud before it becomes a chargeback.
Reconciliation workspace
Live overlay across acquirer files, BINs, refunds and FX — with a clean exception queue your finance team actually uses.
PCI & compliance evidence
Quarterly evidence packs, scope diagrams and AOC drafts ready for QSA review.
Embedded delivery
Engineers and ops people who've sat inside PSPs and acquirers — embedded with your team for the full engagement.
Process
Ten weeks. Four phases.
One operating cadence.
Discover
We interview every team and document the work as it actually happens. Leadership gets one map of the operation, not a hundred PowerPoints.
Week 1–3Diagnose
We rank workflows by leverage — which ones repay an AI overlay, which ones don't, which ones to rebuild before automating.
Week 3–5Overlay
We design AI processes that sit on top of what already works. Human-in-the-loop where it matters, full automation where it doesn't.
Week 5–10Compound
We hand off to a C-Level operating cadence — review rituals, KPI lines, governance — so the AI portfolio keeps compounding without us.
Week 10+Selected PSP engagements
Card-network grade rollouts,
shipped without rewrites.
Request the engagement memos“ORG spent three weeks inside our disputes, risk and merchant-ops teams before they wrote a line of code. The chargeback overlay they shipped cut representment time from 3 days to under 4 hours and lifted our win-rate by 19 points.”
Engagement at a glance
Merchant onboarding overlay turned 4-day KYB into a same-day decision across SMB and enterprise tiers.
Northridge · 9 weeksReconciliation workspace replaced two legacy systems and let finance close two days earlier each month.
Quanta · 11 weeksFraud watchtower trained per-merchant cut chargeback rate by 41% in the first quarter post-launch.
Halcyon Pay · 12 weeksWho you'll work with
Operating partners,
not pitch decks.
Mikhail Landau
Co-founder · Operating partner, delivery
Fifteen years building infrastructure and AI systems. Previously led platform teams at two unicorn scale-ups. Translates messy org reality into shipped code.
Ivan Glushenkov
Co-founder · Operating partner, strategy
Former McKinsey Digital partner. Spent a decade running transformation programmes inside the C-Suite of European retailers, banks and media groups.
Our extended bench
Thirty senior operators, engineers, ML researchers and designers who've sat inside the C-Suite of operations like yours. We staff each engagement from this bench.
Apply to the benchWhere to start
Book the PSP teardown.
Ninety minutes, no slides.
We'll spend an hour with your Head of Ops, risk and disputes leads — mapping where AI overlays repay fastest in your stack, and what shipping one would look like alongside your acquirer obligations.